I was under the impression that the FtP'ers would have access to more than just the starter zones, if I am not mistaken. This is a common misconception. No where has it been stated that FtP'ers have access to 'just the starter areas'. In fact, I believe it was Patience, or another 'blue personage' on here, who attempted to put this myth to a rest.

The FtP'ers will, in fact have access to much of SoA--including the epic quest line; thus, this implies access to areas a bit beyond the 'starter areas'. I believe some side quests, instanced dungeons, etc., will only being accessible with TP purchases for FtP'ers.
Feel free to correct me if I am wrong

I see a lot of the same old mis-information being bandied about, and argued over, here and in other forums I visit; despite the fact that the information Turbine has released thus far contradicts many of the 'facts' being thrown around as arguments for, or against, the mis-named Free-to-Play model.