Yes, but you still have to do something for these TP, that's the whole point of F2P, pay for TP/content or get via doing something/kind of work. With hobbit presents and lootboxes you just have to have luck, nothing else. Both I have said before (getting TP through deeds and luck on the other side).
I'm not opposing the ideas of you all, but there are just some obstacles which I want to show which have to be resolved otherwise these obstacles can create dissatisfaction later on.
So, if there would be a way to have MC account-wide without all these obstacles I'd be totally for it but the way it is right now I wouldn't like because of the named (although little in size, but large in effort) obstacles. Also when you buy MC you invest money into the game the same way you buy keys, items or whatever. You can't change these items back into TP, too, also the items also represent real currency in a kind. And also even TP are invested in the game, you can only use them in the game, nowhere else, you can't get money back for TP, so there is another little gap with the argument that it's representing real money, because even as TP it's money you can't get back and which is stuck in the game although it can be used for a larger area with the account instead of server which is a good point to prefer account-wide.
Again, I would totally like a implementation of this when there aren't these obstacles, but as long as there are these it's kind of a lost-lost situation instead of really functioning system.
And regarding any kind of loss (including items which represent money): You agreed to the EULA and therefore these two points:
7. LIMITATION OF LIABILITY. IN NO EVENT SHALL TURBINE, ITS PARENT, SUBSIDIARIES OR AFFILIATES BE LIABLE FOR ANY LOSS OR DAMAGE OF ANY KIND ARISING OUT OF OR RELATING TO THE GAME AND/OR THE GAME CLIENT OR ANY USE THEREOF, INCLUDING WITHOUT LIMITATION ANY LOSS OF DATA OR GOODWILL, DISRUPTION OF SERVICE OR CLAIMS OF THIRD PARTIES. IN NO EVENT SHALL TURBINE, ITS PARENT, SUBSIDIARIES OR AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, EXEMPLARY, PUNITIVE, LIQUIDATED, OR OTHER CONSEQUENTIAL DAMAGES, WHETHER UNDER CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY OR ANY OTHER THEORY OF LIABILITY, ARISING FROM YOUR USE OF THE GAME (INCLUDING WITHOUT LIMITATION THE GAME CLIENT). THE FOREGOING LIMITATIONS SHALL APPLY TO THE MAXIMUM EXTENT PERMITTED BY LAW, EVEN IF ANY REMEDY FAILS OF ITS ESSENTIAL PURPOSE. In no event shall Turbine's aggregate liability, whether arising in contract, tort, strict liability or otherwise, exceed the total fees paid by you to Turbine during the six (6) months immediately prior to the time such claim arose.
8. INDEMNIFICATION. YOU HEREBY AGREE TO DEFEND, INDEMNIFY AND HOLD HARMLESS TURBINE, ITS PARENT, SUBSIDIARIES AND AFFILIATES, FROM AND AGAINST ANY CLAIM, LIABILITY, INJURY, DAMAGE, LOSS OR EXPENSE (INCLUDING REASONABLE ATTORNEYS' FEES) INCURRED AS A RESULT OF, ARISING FROM, OR RELATING TO YOUR USE OF THE GAME AND/OR THE GAME CLIENT.
In this case it's an excerpt from the USA-EULA, the UK and German version have the same content, French propably, too, but I can't assure that.
Orodbril